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Schneider – A9M – Article remplacé par A9MEM – EasyElec
Other versions of this item: This abstract was borrowed from another version of this item. Almost half of Americans report that they are incapable of coming-up with the funds necessary to deal with an ordinary financial shock.
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We also find evidence of a pecking order of coping methods in which savings appears to be first in the ordering. We examine the coping methods people use to deal with shocks.
Financially Fragile Households: Evidence and Implications
Household finance researchers must look beyond precautionary saving to understand how families cope with risk. Please note that corrections may sfhneider a couple of weeks to filter through the various RePEc services. Christopher D Carroll, See general information about how to correct material in RePEc. General contact details of provider: Finally, the paper compares the levels of financial fragility and methods of coping among eight industrialized countries.
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New Liquidity schnfider Credit Scoring Puzzles? While there are differences in coping ability across countries, there is general evidence of a consistent ordering of coping methods.
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While savings is schneide most often, relying on family and friends, using formal and alternative credit, increasing work hours, and selling items are also used frequently to deal with emergencies, especially for some subgroups. This allows to link your profile to this item. For technical questions regarding this item, or to schneiddr its authors, title, abstract, bibliographic or download information, contact: Corrections All material on this site has been provided by the respective publishers and authors.
More about this item Keywords financial fragility ; savings ; coping ; JEL classification: